I don’t approve of using the insurance industry to pay for health care reform. That’s thirty percent of our medical care dollars going into corporate coffers, and enough money each year to pay for healthcare for all the deadbeats the industry keeps telling us are out there trying to steal our hard-earned insurance dollars.
I think that the health care insurance industry is just another corporate Colossus that has managed to completely separate health care costs from market realities, and will continue blindly jacking up the price of health care costs until the system breaks down. Not the value of health care, just the cost of it.
I think that the federal government should go into competition with AETNA, and set out to win. If laissez faire is so fair, if private business is so much more effective and competitive, then AETNA will win out in the end against those lazy bureaucrats in the public sector, and find ways to make sure private citizens can afford health care programs that won’t vanish when things get ugly, and the patient becomes too weak to hold his job.
I think that the federal government ought to be in the business of keeping successful and competent obstetricians from having to pay a couple hundred thousand dollars a year in malpractice insurance, because they have to protect themselves from desperate customers who’ve lost everything, and a loved one, paying for an unsuccessful outcome. That is just plain sad and sinful. The reason so many health care professionals want reform is because they aren’t getting the money we pay for our care. Insurers, boards of trustees, and lawyers are getting more health care dollars than many of our doctors are. Let’s face it. Americans spend 16% of the largest GNP in the world on health care. That is the largest percentage of the very largest GNP going, and we aren’t living any longer than any of the other first world nations. That is probably because our medical care providers are paying half of their income into what amounts to a protection industry. Call it what it is: a protection racket.
As individuals, we cannot control the collective might of the corporate insurance industry. Medical Insurance invalidates the entire concept of market forces at work when it comes to controlling prices. It’s time and past time to put our federal government to work sorting out the morass of insurance industry malfeasance that is slowly but inexorably making health care something that only the wealthiest of our children will be able to afford.